Debt Restructuring
What you get
Reduced financial burden
Optimising and recalibrating monthly repayments to a sustainable commercial level.
Revised amortisation schedule
A restructured repayment timeline extending up to 60 months.
Suspension of penalties
Statutory stay and suspension of default interest and penalties during proceedings.
Requirements
To use this procedure you must meet the following conditions:
Debt threshold
Aggregate indebtedness to creditors exceeding KZT 6,000,000.
Verifiable income
A formally documented and demonstrable source of income.
Corporate status
No active registration as a sole trader and no equity participation in commercial legal entities.
The restructuring process
Initial enquiry
Submitting a formal online application or instruction.
Legal consultation
Reviewing eligibility and advising on statutory procedures.
Dossier preparation
Collating, drafting, and executing the required application documentation.
Judicial representation
Managing court proceedings and advocating on your behalf.
Enforcement and oversight
Monitoring compliance and implementation of the judicial order.
Final resolution
Delivery of the completed restructuring outcome.