Debt restructuring
Osmar Group supports individuals through court-supervised debt restructuring. The procedure is designed to reduce the borrower’s financial burden by revising the terms on which obligations to creditors are met, within the framework of the current law.
Value
What you get
A lighter load
The chance to bring monthly payments down to a manageable level.
A new schedule
A fresh payment schedule of up to 60 months.
Penalties halted
Penalties and default interest are suspended while the case is heard.
What we offer
Requirements
To use this procedure you must meet the following conditions:
Debt
Debts to creditors exceeding KZT 6,000,000.
Income
A formally documented source of income.
Status
No registered sole trader status and no participation in legal entities.
Key stages
The restructuring process
01
Enquiry
You send an enquiry through the website.
02
Consultation
We book you in for a consultation.
03
Preparation
We gather and sign all the documents.
04
Representation
We attend court on your behalf.
05
Follow-through
We monitor enforcement of the judgment.
06
Result
You receive the finished outcome.